Usually you’ll have to delay braces for a lengthy waiting period. Aflac’s full coverage dental insurance can help provide coverage for you and your family’s dental needs.

Routine dental cleanings are essential to maintain your best oral health. Teeth cleanings get rid of debris, plaque, tartar and biofilm (a thin film of bacteria) that you can’t remove with brushing and flossing alone.

Most policies cover 80% of these procedures, with patients paying the remainder. Most dental insurance policies have waiting periods ranging from six to 12 months before any work can be done. Depending on your unique oral health needs, your dentist or hygienist may recommend other preventive services like dental sealants or fluoride treatments. If you have back teeth (premolars or molars) with deep grooves or crevices, dental sealants can help protect these areas from harmful, cavity-causing bacteria. Fluoride treatments help strengthen your enamel and reduce your risk for cavities.

Children and adults alike can benefit from sealants and fluoride treatments. Ask your dentist if these preventive treatments are right for you. Dental cleanings are key to maintaining healthy teeth and gums. During a dental cleaning, a dentist or dental hygienist will remove bacteria, plaque and tartar buildup from your teeth surfaces. They may also perform other preventive services during the same visit, such as dental sealants and fluoride treatments. Most dental plans cover 100% of preventive care, such as annual or semiannual office visits for cleaning, X-rays, and sealants. These are the most common procedures covered, often without any waiting period.

Are dental cleanings worth it?

“Schedule consultation time with the dentist to meet with the dentist and staff before making an appointment,” Dr. Taylor-Osborne says. While there aren’t any risks or complications, you may experience some temporary side effects, such as teeth sensitivity or sore gums. Good oral health is an important part of managing HIV and your overall health. Make oral health care a regular part of taking care of yourself. Dr. Taylor-Osborne encourages anyone looking for a dentist to share past dental experiences or dental concerns, including any anxiety. “Make sure the dentist understands your concerns and answers all your questions,” she says. Brushing with fluoride toothpaste two times each day is important for preventing cavities.

Copays and Coinsurance

Read more about Early Dental Habits here.

For some of our basic and preventative services, there is little to no waiting period. However, there may be a longer waiting period for more invasive surgeries and treatments.